Money-obsessed half sister creeping me out

[OldBaldy1701E]

22. Well, My issue is not that I did not pay bills.

My issue is that I have never had credit in my life. Ever. So, as far as they are concerned, I am just not a good investment for credit, as I don't like it and therefore won't put myself in massive debt over it like some do. There is little money to be made by the credit companies if one does not overextend oneself. The last time a bank offered me a credit card, they offered me a $300 limit. At the time, I was making $1100/wk. I just laughed. Nowadays, I have nothing and I am nothing. They still float card offers at me but now it is funny because I have no way to pay them back for any credit. Besides, they give credit to people who I consider a very bad investment all the time, yet I get the 'kiddie card' because I don't run out and over-buy my life all the time? No thanks, even if I could pay it back these days.