Co-pays - what a dumb idea! I have an autoimmune disease

[NightWatcher]

2. I'm putting off getting insurance until the new year

I'm eligible for Medicare as of today, but I don't think I'm going to sign up for supplemental before November (to take effect Jan 2015) because the yearly deductibles are a little high.

I'm with you, I'm sick, I'm not getting better, progressively worse actually. Put down the hoops we keep having to jump through. I need to go get a chest scan because I feel pressure and pain that is similar to what they say pleurisy feels like. I swear I'm sick of every year getting an add on illness to go along with my lupus.

You'd think that after a certain time, they'd stop making us jump through hoops, write us off, and let us be. Guess what, we're going to be sick forever, that is until we die. Yearly deductibles and expenses are crazy. I don't start over each January with a clean slate, but my expenses do.