Personal Finance and Investing

hollysmom

(5,946 posts)

1. I didn't wait, got laid off at 59, didn't work again,

Reply to Common Sense Party (Original post)

Thu Jan 31, 2013, 05:24 PM

Jan 2013

so retired officially at 62. As did most of my IT friends.
I figured that my benefits would even out in my 90's. no one in my family has lived to then , so I decided the sooner the better, but I also have a small, very small defined benefit retirement plan and salted away a lot of money in my IRA and SEP and my defined contribution plans. to make up the difference as well as having savings from not being able to do fun stuff with a sick mother and being the sole caretaker for years.

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Wondering When to Take Social Security? [View all] Common Sense Party Jan 2013 OP

I didn't wait, got laid off at 59, didn't work again, hollysmom Jan 2013 #1

You make a great point. If your family history doesn't lean toward longevity, Common Sense Party Jan 2013 #2

I think late 80's is pretty long lived compared to some people hollysmom Jan 2013 #8

A lot of people do, and it's happening more all the time. Common Sense Party Feb 2013 #11

Medicare Part D Extra Help is means tested. Downwinder Jan 2013 #3

Excellent advice. A HERETIC I AM Jan 2013 #4

Oops, sorry for the confusion. Those weren't my words. Those were the author's. Common Sense Party Jan 2013 #5

He was amused by the attention it gave him. A HERETIC I AM Jan 2013 #6

When to take Social Security buzzroller Jan 2013 #7

I highly recommend listening to Ray Lucia's radio show Common Sense Party Feb 2013 #9

I'm 64 and will wait at least two more SheilaT Feb 2013 #10