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Attilatheblond

(6,617 posts)

5. Most people aren't aware that the credit card companies levy fees on merchants & service providers

Reply to jmbar2 (Reply #1)

Tue May 27, 2025, 03:04 PM

May 27

Sometimes I see gas stations list 2 prices, one for cash, one for bank credit cards. It costs them money with every charge, so I understand and am fine with the charge.

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My physician charges a 5% premium "service charge" if I pay by credit card online... [View all] Oopsie Daisy May 27 OP

They have to pay a fee when their patients pay with credit cards jmbar2 May 27 #1

Most people aren't aware that the credit card companies levy fees on merchants & service providers Attilatheblond May 27 #5

Those transaction fees are 1.5 to 3.5% ... not 5%. Oopsie Daisy May 27 #12

many places have gone cashless pstokely May 27 #15

I didn't know that til my dentist's office explained it jmbar2 May 27 #20

Yes. And according to Google... it's just 1.5% to 3.5% Oopsie Daisy May 27 #6

I went to a dermatologist that would not take cash or check only credit card. After a lot of back and forth with mitch96 May 27 #19

Good for you! Oopsie Daisy May 27 #21

Now when I make a medical appointment I ask what form of payment they take...nt mitch96 May 28 #22

Thanks for posting this. I've been seeing these "service fees" too and wondered how to avoid them. FadedMullet May 27 #2

Send them a check. Mosby May 27 #3

I used to do that back in the day. Oopsie Daisy May 27 #8

Yup. Any place that charges a "convenience fee" for paying online Freddie May 27 #17

Absolutely! RhapsodyFav May 27 #18

Shhhh. Don't tell them. Raven123 May 27 #4

Time was, surcharging was illegal. That changed in 2013, but varies by state. bucolic_frolic May 27 #7

Yes... it is. I completely agree. Oopsie Daisy May 27 #10

In many states they are only allowed to charge up to the cost of the fee. bucolic_frolic May 27 #13

At one time, that was against the CC company's rules. nilram May 27 #9

This used to be illegal now its not. cpamomfromtexas May 27 #11

I only use a debit card. It works for me! CTyankee May 27 #14

Doctors trying to stay in the 95th Percentile of incomes. Silent Type May 27 #16