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KentuckyWoman

(7,011 posts)
9. I am on the GM UAW advantage plan
Sat May 24, 2025, 12:51 PM
May 24

My total out of pocket costs for all medical related anything in 2024 was $2116 with UAW advantage Humana.

On Medicare my costs
Medicare $174.70 = 2096.40 yr
Supplement $357.12 = 4285.44 yr (how much ends up profits?)
Drug plan $46.50 = 558 yr

MY costs on Medicare = $8023 including out of pocket, copays etc.
MY costs on Advantage = $2116


If they want to kill the advantage market, they'll have to fix Medicare first because the math is what it is.

Recommendations

6 members have recommended this reply (displayed in chronological order):

That's the most informative and clearest explanation I've heard. She's really smart. Walleye May 24 #1
There are so many commercials for Medicare Advantage that it made me wonder who had the advantage. patphil May 24 #2
The first clue there is something wrong with Medicare Advantage is the way the insurance companies push it dflprincess May 24 #20
I hope she explained that most of the 53% who choose MA do so because they cannot afford the up front premiums Silent Type May 24 #3
The savings the Congresswoman advocates could go towards lowering rates Auggie May 24 #4
Sounds like typical "you are being fooled and we know what is best for you." I'd just as soon MA didn't exist. Silent Type May 24 #7
I had cancer. Medicare paid for everything, Auggie May 24 #11
Friend died with cancer after a 8 week stay in hospital, hospice, tests and more test, surgeries, etc. MA paid everythin Silent Type May 24 #14
Always been a scam. Envirogal May 24 #5
Congress created ACA and Part D, both use private insurers as the basis for coverage. Do we want to repeal those too? Silent Type May 24 #8
also the supplemental plans under Medicare are through private insurers, which cover those costs that JohnSJ May 25 #47
Simple calculus: If it wasn't a windfall misanthrope May 24 #12
Windfall to insurers AND to the majority of beneficiaries who believe the "extras" are better for them. Silent Type May 24 #15
I see so many people scammed out of their Medicare and Social Security cadoman May 24 #41
Congress COULD improve Medicare, but Republicans are too invested in their own "government doesn't work" myth. n/t Beartracks May 24 #28
This has been going on for 50+ years. Not sure we can pin it totally on Republicans. Silent Type May 24 #30
Medicare COULD be improved Skittles May 24 #33
I agree & am so tired DownriverDem May 24 #36
I have a Part C plan, and my wife will be going on it at the end of the year HuskiesHowls May 24 #37
My understanding has always been Medicare A and B, regular Medicare, pays 80% of hospital bills and you... brush May 24 #6
You need to buy a supplement policy to cover the 20% traditional Medicare doesn't cover dflprincess May 24 #23
My supplemental plan covers dental, hearing and vision. MIButterfly May 24 #27
I had Aetna Advantage for 20 years. I'm using SCAN now. LastLiberal in PalmSprings May 25 #46
I am not sure what kind of supplemental plan you are on, but Medigap plans are supplemental polices that JohnSJ May 25 #48
Blue Cross. MIButterfly May 25 #52
Thanks MIButterfly. I have a supplemental F through United Healthcare, but I have separate dental insurance. JohnSJ May 25 #53
Yeah, it's a dilemna and MA plans with their constant advertising purposely confuse people. brush May 24 #34
I am on the GM UAW advantage plan KentuckyWoman May 24 #9
Exactly. Yet all we do is gripe about MA and want to take it away from people who did their own assessment. Silent Type May 24 #31
People forget about the MA MOOP (maximum out of pocket) and vision and dental gulliver May 25 #54
UAW Humana does not include vision/dental/hearing BUT KentuckyWoman May 25 #55
That's good imo. gulliver May 25 #57
Did the Amendment pass? JMCKUSICK May 24 #10
Probably not Warpy May 24 #16
Aged out? When do they stop accepting? moonscape May 24 #24
I don't think they want anyone over 75 Warpy May 25 #58
To anyone who's even thinking of buying Medicare advantage, remember, there is no free lunch! ashredux May 24 #13
When my wife and I got free professional help from retired professionals to guide us through the medicare sign up Martin68 May 24 #17
NPR says Advantage costs taxpayers more than traditional Medicare. surfered May 24 #18
Over a decade ago I ignorantly subscribed to MA. Jacson6 May 24 #38
And yet.... Quanto Magnus May 24 #19
Bravo ..... Than you Rep. OC Hotler May 24 #21
just subbed her utube channel AllaN01Bear May 24 #22
AOC seems to be one of the few Congressmembers determined to defend the greater good. calimary May 24 #25
The whole point to Advantage soldierant May 24 #26
ACA, Part D, and Part C (signed by Clinton) are all privatized like every major healthcare change in last 30 years. Silent Type May 24 #32
That's exactly what Walmart did. Dark n Stormy Knight May 25 #43
Amen! soldierant May 25 #44
Thank you, Rep. AOC! BoRaGard May 24 #29
Loved her presentation. Buddyzbuddy May 24 #35
I have an Advantage plan. It pay all but $10.00 of part B, There is 0 premium... Demsrule86 May 24 #39
That is the issue that many don't consider. The premiums for the best Medigap plan F or G can run JohnSJ May 25 #49
Regular Medicare with a Medicare Supplement wolfie001 May 24 #40
This is why the Democratic platform for 2026 & 2028 needs to eliminate all MA plans MichMan May 25 #42
Feds killed plan to curb Medicare Advantage overbilling after industry opposition Celerity May 25 #45
Why do we play uinto Trump's hands by attacking medicare? Progressive dog May 25 #50
K & R Emile May 25 #51
National health support services should be Medicare Advantage for All plus nutrition and exercise gulliver May 25 #56
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