General Discussion

KentuckyWoman

(7,072 posts)

9. I am on the GM UAW advantage plan

Sat May 24, 2025, 12:51 PM

May 24

My total out of pocket costs for all medical related anything in 2024 was $2116 with UAW advantage Humana.

On Medicare my costs
Medicare $174.70 = 2096.40 yr
Supplement $357.12 = 4285.44 yr (how much ends up profits?)
Drug plan $46.50 = 558 yr

MY costs on Medicare = $8023 including out of pocket, copays etc.
MY costs on Advantage = $2116

If they want to kill the advantage market, they'll have to fix Medicare first because the math is what it is.

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Joinfortmill Katinfl Mollyann Oppaloopa Michiblue gulliver

58 replies

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Highlight:

Congresswoman explains Medicare Advantage Scam in five minutes. [View all] Jacson6 May 24 OP

That's the most informative and clearest explanation I've heard. She's really smart. Walleye May 24 #1

There are so many commercials for Medicare Advantage that it made me wonder who had the advantage. patphil May 24 #2

The first clue there is something wrong with Medicare Advantage is the way the insurance companies push it dflprincess May 24 #20

I hope she explained that most of the 53% who choose MA do so because they cannot afford the up front premiums Silent Type May 24 #3

The savings the Congresswoman advocates could go towards lowering rates Auggie May 24 #4

Sounds like typical "you are being fooled and we know what is best for you." I'd just as soon MA didn't exist. Silent Type May 24 #7

I had cancer. Medicare paid for everything, Auggie May 24 #11

Friend died with cancer after a 8 week stay in hospital, hospice, tests and more test, surgeries, etc. MA paid everythin Silent Type May 24 #14

Always been a scam. Envirogal May 24 #5

Congress created ACA and Part D, both use private insurers as the basis for coverage. Do we want to repeal those too? Silent Type May 24 #8

also the supplemental plans under Medicare are through private insurers, which cover those costs that JohnSJ May 25 #47

Simple calculus: If it wasn't a windfall misanthrope May 24 #12

Windfall to insurers AND to the majority of beneficiaries who believe the "extras" are better for them. Silent Type May 24 #15

I see so many people scammed out of their Medicare and Social Security cadoman May 24 #41

Congress COULD improve Medicare, but Republicans are too invested in their own "government doesn't work" myth. n/t Beartracks May 24 #28

This has been going on for 50+ years. Not sure we can pin it totally on Republicans. Silent Type May 24 #30

Medicare COULD be improved Skittles May 24 #33

I agree & am so tired DownriverDem May 24 #36

I have a Part C plan, and my wife will be going on it at the end of the year HuskiesHowls May 24 #37

My understanding has always been Medicare A and B, regular Medicare, pays 80% of hospital bills and you... brush May 24 #6

You need to buy a supplement policy to cover the 20% traditional Medicare doesn't cover dflprincess May 24 #23

My supplemental plan covers dental, hearing and vision. MIButterfly May 24 #27

I had Aetna Advantage for 20 years. I'm using SCAN now. LastLiberal in PalmSprings May 25 #46

I am not sure what kind of supplemental plan you are on, but Medigap plans are supplemental polices that JohnSJ May 25 #48

Blue Cross. MIButterfly May 25 #52

Thanks MIButterfly. I have a supplemental F through United Healthcare, but I have separate dental insurance. JohnSJ May 25 #53

Yeah, it's a dilemna and MA plans with their constant advertising purposely confuse people. brush May 24 #34

I am on the GM UAW advantage plan KentuckyWoman May 24 #9

Exactly. Yet all we do is gripe about MA and want to take it away from people who did their own assessment. Silent Type May 24 #31

People forget about the MA MOOP (maximum out of pocket) and vision and dental gulliver May 25 #54

UAW Humana does not include vision/dental/hearing BUT KentuckyWoman May 25 #55

That's good imo. gulliver May 25 #57

Did the Amendment pass? JMCKUSICK May 24 #10

Probably not Warpy May 24 #16

Aged out? When do they stop accepting? moonscape May 24 #24

I don't think they want anyone over 75 Warpy May 25 #58

To anyone who's even thinking of buying Medicare advantage, remember, there is no free lunch! ashredux May 24 #13

When my wife and I got free professional help from retired professionals to guide us through the medicare sign up Martin68 May 24 #17

NPR says Advantage costs taxpayers more than traditional Medicare. surfered May 24 #18

Over a decade ago I ignorantly subscribed to MA. Jacson6 May 24 #38

And yet.... Quanto Magnus May 24 #19

Bravo ..... Than you Rep. OC Hotler May 24 #21

just subbed her utube channel AllaN01Bear May 24 #22

AOC seems to be one of the few Congressmembers determined to defend the greater good. calimary May 24 #25

The whole point to Advantage soldierant May 24 #26

ACA, Part D, and Part C (signed by Clinton) are all privatized like every major healthcare change in last 30 years. Silent Type May 24 #32

That's exactly what Walmart did. Dark n Stormy Knight May 25 #43

Amen! soldierant May 25 #44

Thank you, Rep. AOC! BoRaGard May 24 #29

Loved her presentation. Buddyzbuddy May 24 #35

I have an Advantage plan. It pay all but $10.00 of part B, There is 0 premium... Demsrule86 May 24 #39

That is the issue that many don't consider. The premiums for the best Medigap plan F or G can run JohnSJ May 25 #49

Regular Medicare with a Medicare Supplement wolfie001 May 24 #40

This is why the Democratic platform for 2026 & 2028 needs to eliminate all MA plans MichMan May 25 #42

Feds killed plan to curb Medicare Advantage overbilling after industry opposition Celerity May 25 #45

Why do we play uinto Trump's hands by attacking medicare? Progressive dog May 25 #50

K & R Emile May 25 #51

National health support services should be Medicare Advantage for All plus nutrition and exercise gulliver May 25 #56