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Meowmee

(8,304 posts)

8. I was just talking to people at one account today

Reply to underpants (Original post)

Wed Apr 2, 2025, 08:52 PM

Wednesday

And will be doing something similar this week. I made a contribution to my roth ira and put it in a federal money market account with 4% returns, instead of the mutual fund, and I will be changing the balance after talking to a bond adviser tomorrow to 50% /50%. If you're really worried you can put all the money into a federal money market account as it will be safe there. But they told me even bonds will not be totally safe. This account has recouped some of the loss in December. The other one I need to do that soon too. 10% loss so far in both accounts.

I wanted to buy into a Canadian Government bond fund but they did not have that and I don't know if US government bonds are safe now. For some reason in the first account I never diversified it to some bonds which I should have done.

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underpants

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I moved my 401K type plan into bonds today [View all] underpants Wednesday OP

DOW futures are down 2.7% gab13by13 Wednesday #1

Smart man. Ellipsis Wednesday #2

People are worried about stagflation gab13by13 Wednesday #3

I didn't touch our portfolio... WarGamer Wednesday #4

Ditto central scrutinizer Wednesday #10

In fact... I might even add-in to our port if we see discount prices in the next few months. WarGamer Wednesday #11

What a strategy: catch a falling knife. . . . . nt Bernardo de La Paz Wednesday #16

I tinker with mine, occasionally - Ms. Toad Yesterday #26

Because everything is normal & normal indicators apply & normal patterns apply? Bernardo de La Paz Wednesday #15

This message was self-deleted by its author BannonsLiver Thursday #22

Agreed. Ms. Toad Yesterday #25

I am currently doing a government money market fund anciano Wednesday #5

I moved a large percent into 3 and 5 year funds with guaranteed 4.5 and 5% respectively in Dec and late Jan. MLAA Wednesday #6

My financial advisor has done pretty much the PoindexterOglethorpe Wednesday #7

I was just talking to people at one account today Meowmee Wednesday #8

Royal Bank Canada and BMO (Bank of Montreal) have Canadian funds available in US dollars, and US operations Bernardo de La Paz Wednesday #17

Yes I know thanks 😁 Meowmee Wednesday #20

If I had that long before retirement I would have stayed invested in stocks, esp dividend paying stocks. beaglelover Wednesday #9

Yup. Ms. Toad Yesterday #27

Smart move. Will be a rough 3-4 months for any Krasnov portfolio. bucolic_frolic Wednesday #12

I moved them into Money Market not long ago. Earthrise Wednesday #13

You're lucky to have a defined pension plan, they mostly did away with those years ago ... cliffside Wednesday #14

Defined Pension Plans are also invested heavily into stocks MichMan Saturday #23

True and probably should have said that professional money managers might have taken a more defensive ... cliffside Saturday #24

I'm not too far from retirement age, so I've got significant exposure to bonds, and I'll tell you... LudwigPastorius Wednesday #18

Been thinking about that as well exboyfil Yesterday #30

Probably a good move. radius777 Wednesday #19

Longer term charts SPX and consolidation periods ... cliffside Thursday #21

4.2% IRA CD CountAllVotes Yesterday #28

My primary IRA was 70% Bond 30% stock exboyfil Yesterday #29