Medigap plans

[intrepidity]

Anyone want to weigh in on which letter they went with and why?

And, if the coverage is the same (within a letter), why are the premiums different?

[Abnredleg]

1. I went with an AARP (United Healthcare)Plan G

Because it has the most comprehensive coverage. AARP offers a Plan G and a Plan G + Wellness Extras, which for $10/month extra offers some dental, vision and gym memberships - I went with the +Wellnes because it’ll pay for itself. As to premiums, take a look at this: https://fairsquaremedicare.com/articles/medigap-premiums-vary

[CoopersDad]

3. What did you choose for Part D?

What is your Rx plan, if I might ask?

[Abnredleg]

4. Wellcare Value Script

I only take a generic statin drug - premium is $0.

[CoopersDad]

5. That's also what we chose.

The premium is $0.40/month and I pay $0.00 copays for the three prescriptions I have.

$4.80 covers my prescriptions for the year!

[CoopersDad]

2. Available plans vary from county to county and state to state.

I think we chose G, F was not available.

Medigap plans

[NewHendoLib]

6. BCBS G.

[Tadams01KC]

7. Cigna

Plan N is what I’m planning to get in a few months. Plan N is similar to G (the Cadillac of plans) except you pay $20 for doctor visits. And pay less per month, around $25 or so.
Also might do G High deductible. The quote I got from Cigna was $57 month /$2800 deductible.

And to answer why premiums vary if coverage is the same is due to regional/state costs. My cost in MO is less than the same policy in NY.

[Auggie]

8. Anthem Plan G

I can afford it, so why not?

Went with Anthem because they had the best history of low rate increases. A Plan G is a Plan G no matter who offers it.