Obamacare Insurance rates to go up: one example

[applegrove]

South Florida Healthcare Marketplace (ACA/Obamacare) is due to get walloped.

Our Republican Reps —Salazar, Gimenez, and Diaz-Balart — represent three of the top districts in Florida with the most enrollees.

Where are they? On paid vacation to stop the release of the #EpsteinFiles.

— Keys for Liberty (@demskeys.bsky.social) 2025-10-21T14:41:29.800Z

[NJCher]

1. question

Is the increase they are quoting what the government would have paid?

So in other words, the first couple cited used to pay $602 a month.

Without the subsidy, they will now have to pay $2,754.

Subtract the $602, and that leaves $2154. Was the government paying $2154 per month so they could have insurance?

I've had no experience with the ACA, so I know nothing about the subsidies.

[Intractable]

3. My current ACA policy is about $1200/month. I pay about $200/month. The rest is paid by the gov't.

It's a great deal for the insurance companies. It's a good deal for the policyholder (but still plenty of co-pays and deductibles). It's a bad deal for the gov't.

The problem is the for-profit healthcare model. At least for a time, Obamacare enshrined for-profit insurance.

I'm fine paying doctors and hospitals. I am not fine with insurance. Health insurance is not the same as healthcare.

(I just watched some Star Trek. It's as if the whole healthcare industry is run by Ferengis looking for profit at every point and place.)

[calimary]

7. The Ferengi reference fits PERFECTLY.

[subterranean]

4. They will be victims of the so-called subsidy cliff.

Before the enhanced subsidies went into effect in 2021, there was an income threshold above which the ACA subsidy would drop sharply from hundreds or even thousands of dollars a month to zero. So having an income just $1 over that level could cost a person thousands more per year in premiums. This was called the "subsidy cliff," and it will return in 2026 unless Congress takes action.

The hypothetical couples cited in the report have an income of $85,000, which is just above the cutoff point in 2026. So they would get no subsidy at all, and would have to pay the full premium. However, if they could lower their taxable income by just $500, they would pay over $10,000 less in premiums for the year.

Does that make sense?

[W_HAMILTON]

5. Part of the increase is due to the decrease in subsidies, part is due to larger-than-normal prrmium increases...

...as insurers project that fewer people will sign up due to reduced subsidies, which in turns raises everyone's premiums.

[BigmanPigman]

6. Mine is increasing from $194 to $1,200 a month!!!!!!!!!

That is 1/3 of my monthly income after taxes and I live in CA which is super expensive.

The fucking moron's agenda is to bankrupt then kill Americans.

I guess he'll get his wish as far as I am concerned.

In 2016 my doctors told me I had 7 years to live which was OK since I always have had health issues and my little dog would die before that so at least she wouldn't experience a traumatic loss.

However, I was sort of planning for it. I can not afford my monthly health insurance to increase from $ 194 a month to $1,200 a month.



tRump will be very happy that he killed me. Oh goodie!